Stupid Purchases, Wasted Life (Literally)
The average American household wastes $10,000-$18,000 per year annually on non-essential items. Things like takeout, coffee, entertainment, impulse buys, and forgotten subscriptions.
Dear Johnny Q&A: Should I Lease or Buy My Next New Vehicle?
Thank you for the question! Assuming you already read our Should I Buy A New Vehicle Post and you meet the recommended requirements for buying a new vehicle (read them carefully), I will compare leasing and buying options for a new vehicle.
What Are Trump Accounts for Kids? A Simple Guide for Parents
The Trump Accounts are new tax-advantaged savings/investment accounts for children under 18, established under the One Big Beautiful Bill Act. For children born between January 1, 2025, and December 31, 2028, who get a social security number, the government will put a one-time $1,000 into their account.
The Top Finance Books That Changed My Life
Books, mentors, and experiences have the ability to change your life. While these are few and far between, it only takes one to shift your perspective on life forever. I was lucky enough to read a handful of books 15-20 years ago that altered the course of my financial and professional life dramatically. None of these were recommended reading in public school or college.
House Rich, Cash Poor: The Hidden Truth About American Net Worth
In 2021 the median net worth of U.S. households was $166,900. Meaning if the average household added up all their assets and subtracted their liabilities (debts), they would own $166,900 of stuff. (property, bank accounts, collectables, stocks, bonds, cash etc.) 65% of this net worth was comprised of home equity. ($108,485) Home equity is the value you own in your home.
Our Money Mission
Our Betternance Wealth Guides provide real world financial education for young adults ages 18-34 taking you from broke to better, without all the boring stuff.
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59%
Unable to cover a $1000 emergency.
$7321
Average credit card debt
82%
Of Americans 18-43 say money is a significant stress
53%
Of millennials have more in debt than retirement savings
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