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About the content:

The ideas, concepts and everything else on this website, excepting of course comments made by others, are simply my opinion based on what has worked for me. It may not work for you. While I am happy to answer your questions, these answers are based on what I would do based on the limited information you will have provided. I am not a professional investment advisor, nor do I want to become one.  Further, I cannot possibly know the full details of any reader’s personal situation or needs.

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